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For both adults and children alike, eye exams are an important part of one’s general health maintenance and assessment. Your eyes should be checked regularly to ensure that you are able to see as best as possible.

Insurances Accepted

We accept Medicare, PPO, HMO, vision plans, and have cash payment options.  Our insurance coordinators deal with many insurance companies and we are happy to answer questions and assist you in any way possible. However, we cannot guide you in your choice of insurance coverage.

Because many employers frequently change insurance policies, it is sometimes difficult to accurately estimate a patient’s insurance coverage and co-payment. Many insurance companies cannot guarantee coverage for a visit until after the visit is completed. As a courtesy, we ask that you keep us informed of any change in your insurance. It is important that all information is current.

Insurances Accepted

All co-payments are payable when you check in at the front desk.  We also do collect co-payments for all post-operative appointments.

Vision Plans


Vision plans typically cover routine annual exams, including exams for glasses and contacts.  Typically, medical problem with the eye beyond a need for glasses are covered not by vision plans but by medical plans, such as HMO, PPO, and Medicare plans.  

We accept VSP, MES, Eyemed and Spectera vision plans for routine eye exams, glasses or contact lenses.

HMO Patients


We participate with Arch Health Partners, Sharp Community Medical Group, Inland North and Scripps Health, Escondido.  Patients,

Please contact your primary care physician for referral to any specialist, including our office.  Obtaining a medical referral is a patient’s responsibility. We cannot obtain a referral for your first visit.  If you do not have a referral, we will be happy to see you on a cash basis, but your medical insurance company will not pay for your visit or treatment.

We will request authorization for all follow up visits and tests, as needed related to your first referred visit to our office.

Medicare Patients


As a courtesy we bill your secondary insurance for any deductible and co-insurance. If you have no secondary insurance, you are responsible for any deductible and co-insurance.  If Medicare denies your office visit or procedure, you are responsible for the charges. We do bill your secondary insurance as a courtesy.

Non-Insured or Out of Network Patients


We understand that not everyone has insurance and healthcare can be very expensive.  We offer fair cash price options for those patients who do not have insurance for initial and follow up appointments.

Private & Group Insurance


As a courtesy, we will file your insurance claims for you. Upon receipt of an insurance payment, any balance due will be billed to you. If you have any questions, please ask our staff. They are well informed and up-to-date on all matters of Insurances that we contract with.

The following list contains many of the medical insurance companies we participate in.  Please note that this is not a complete listing:

AARPHealthnetSentinel Plan
Advanced Benefit SolutionHealthscope Benefits Inc.Sharp Community Medical Group
AetnaHorizon HealthcareSharp Direct Contracts
Aftra Health FundI.C.W. GroupSharp Health Advantage
AigIlwu-Pma Coastwise Indem.Sharp Health Plan
AlliedInsurance CenterShasta Admin. Services
Ama InsuranceIron Workers LocalShasta Administrative Ser
AmeribenLaborers Health and Welfare FundSheet Metal Workers
American NationalLiberty MutualSheriffs Medical Service
Anthem Blue CrossLoomis Benefits WestSouthern Ca Physician
Applied Risk ServicesMail Handlers BenefitSouthern California Bakery Drivers
Apwu Health PlanMedi-CalSouthern California Pipe Trades
Arch Health PartnersMedical Eye ServicesSouthwest Administrators
Assurant HealthMediplus/the HartfordSouthwest Carpenters Ins.
Bankers LifeMega Life & Health Ins CoSpecialty Risk Service
Beech StreetMERITAIN HEALTHSpectera Claims Dept.
Ben-E-ElectMidwest National LifeStandard Life
Blue ShieldMotion Picture Health PlaStandard Life Insurance
BrmsMutual Of OmahaStar Hrg
Ca. Field IronworkersMvp Health CareStarmark
CCNNalcState Farm Health Insurance
CignaNasscoStrategic Resource Co
Colonial PennNew York Life InsuranceSuperior Administrators
Conseco Health Ins. Co.Ngs American, Inc.Superior Vision Services
Continental General InsOperating EngineersTeamsters & Food Empolyer
CoresourceOxford Health PlansThe Empire Plan
Coventry Health CarePacificareThe Plan Handlers
Covered California Health PlansPhysicians MutualTig
CsaPinnacle Claims Mgmt, IncTpa
Design Benefits Admins.Pioneer LifeTranswestern Insurance
Directors Guild Of Ameri.Plummers Local UnionTravelers Insurance
EbmsPrimecare Med. Group Tem.Tri Star Claims
Employee Benefit Admin.Principal Life Ins. Co.Tricare For Life
EsisRailroad MedicareTristar Risk Management
Eyecare AmericaRural Carrier BenefitUfcw Bay Area Health
Eyemed, The Eye Care PlanS.D. County Laborers PlanUfcw Unions & Food Bene.
Farmers InsuranceS.D. County Schools/jpaUMR/AMA
First HealthS.D. County TeamstersUnicare
Food Employers & BakeryS.D. Electrical HealthUnion Labor Life Ins Co
Fra Insurance PlansS.D. Phys Med GroupUnisys Benefits
Ge HealthS.D. Schools Fringe Bene.United American Insurance
GehaS.D.& Imperial Co. SchoolUnited Commercial Travelers
GhiSag-Producers Health PlanUnited Healtcare M/c Pffs
Graybill Commercial Health PlansSambaUnited Health Care
Great WestScan Health InsuranceUnited Teachers Assoc
GuardianSchaller AndersonUniversal Care
Hanover Ins.Scripps EscondidoUs Behavioral Health Plan
Harrington Benefit ServiceScripps Secure HorizonsUsaa Life Insurance Co
Hartford Life & AccidentSecure HorizonsVSP
Health Design PlusSecure Horizons DirectWashington National Ins.
Health Scope BenefitSecurity Life InsuranceWeb-Tpa
Health Systems Int’LSedgewickWellcare
HealthchoiceSelect BenefitWestern Growers Assur Tr.
HealthcompSelect StaffingWorld Insurance Company
HealthfirstSenior Service Med PlanWriters’ Guild Health

You are in good hands….